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![]() ![]() There are different ways you can display the exchange rate price movements What are the most important USD/CAD charts to follow? TheĬanadian Dollar is also called “Loonie” because of the picture of a loon on Getting weaker, and vice versa when the pair is going down in price. So, when the pair is going up in price, the US Dollar is said to beĪppreciating or getting stronger and the Canadian Dollar is depreciating or For example, if the USD/CAD pair is tradingĪt 1.2980, it means that you need 1.2980 Canadian Dollars to buy one USĭollar. This exchange rate tells you how many Canadian Dollars ![]() In this case the USD, and the right side is called the quote currency, in The left side of the pair is called the base currency, Make sure to do your research and read online reviews in order to ensure that any website you use is reputable.USD/CAD is the currency pair that shows the value of the US Dollar against For example, while Currency Exchange International (CXI) boasts that it doesn’t charge an exchange fee, you’ll need to pay up to $30 for overnight shipping. However, be aware that these websites often charge high fees. ![]() Order currency online: You can also get currency shipped to your door through third-party websites.Most banking apps also have a “ATM locator” feature to help you find your closest option. If your bank is also a member of the alliance (Bank of America is, for example), you can withdraw cash fee-free at a Scotiabank ATM. For example, Scotiabank, one of Canada’s biggest banks, is a member of the Global ATM Alliance. Often, you’ll be charged fewer fees for the transaction. Use your bank’s ATM abroad for withdrawals where possible: If you need to exchange more currency while out of the country, do your best to find an in-network ATM.However, if you order less than $1,000 USD, a shipping fee of $7.50 will apply. For example, if you have a checking account or savings account with Bank of America, you won’t have to worry about paying exchange fees on online currency orders. However, the fees often depend on where you bank and the type of account you have. Since you already have an existing relationship with them, they’ll give you the best exchange rates and charge you the fewest fees. Exchange at a bank or credit union before your trip: Visiting your local bank is likely the most cost-effective way to convert currency.Here are three of the most affordable options: Typically, you can save on fees if you plan ahead and exchange your currency before you get to Canada. Once you’ve done your conversion, the next step is figuring out where to make the exchange. ![]() Individual merchants may also charge additional fees if you ask them to convert a purchase price to your home currency at the cash register. For instance, most credit card processors and ATM networks typically charge a 1% conversion fee on all foreign transactions. Keep in mind that exchanging currency often comes with fees attached, which calculators typically don’t include. Since exchange rates fluctuate on a daily basis, using a calculator can ensure your math is accurate. When you’re ready to convert currency, using a currency conversion calculator is a smart way to estimate how much you’ll spend. Luckily, converting USD to CAD is pretty simple. ![]() ![]() ![]() Selecting a region changes the language and/or content on. Void where prohibited, taxed or restricted by law. This pricing is subject to change without notice. Offer may not be assigned, exchanged, sold, transferred or combined with any other discount or offer or redeemed for cash or other goods and services. This pricing is limited to one (1) purchase of one (1) Creative Cloud annual membership per customer. This pricing is not available to OEM, commercial or volume licensing customers. This pricing is available for first-time membership only and limited to eligible education customers who purchase directly from the Adobe Store or by calling Adobe Sales. At the end of your offer term, your subscription will be automatically billed at the standard subscription rate, currently at A$551.86/yr (plus applicable taxes), unless you elect to change or cancel your subscription. One-year prepaid Creative Cloud introductory pricingĮligible students 13 and older and teachers can purchase an annual membership to Adobe Creative Cloud for a reduced price of A$275.86 for the first year. ![]() This pricing is valid for purchases of an annual plan, which requires a 12-month contract. At the end of your offer term, your subscription will be automatically billed at the standard subscription rate, currently at A$45.99/mo (plus applicable taxes), unless you elect to change or cancel your subscription. Selecting a region changes the language and/or content on pricing terms and conditionsĪ$22.99/month Creative Cloud introductory pricingĮligible students 13 and older and teachers can purchase an annual membership to Adobe Creative Cloud for a reduced price of A$22.99/mo for the first year. Eligible students 13 and older and teachers can purchase an annual membership to Adobe® Creative Cloud for a reduced price of CAD 25.99 /mo for the first year. CAD 25.99 /month Creative Cloud Introductory Pricing. Void where prohibited, taxed or restricted by law. Introductory Pricing Terms and Conditions. This pricing is available for first time membership only and limited to eligible education customers who purchase directly from the Adobe Store or by calling Adobe Sales. At the end of your offer term, your subscription will be automatically billed at the standard subscription rate, currently at £298.02/yr (plus applicable taxes), unless you elect to change or cancel your subscription. One Year Prepaid Creative Cloud Introductory PricingĮligible students 13 and older and teachers can purchase an annual membership to Adobe® Creative Cloud™ for a reduced price of £196.27 for the first year. At the end of your offer term, your subscription will be automatically billed at the standard subscription rate, currently at £24.96/mo (plus applicable taxes), unless you elect to change or cancel your subscription. £16.24/month Creative Cloud Introductory PricingĮligible students 13 and older and teachers can purchase an annual membership to Adobe® Creative Cloud™ for a reduced price of £16.24/mo for the first year. Introductory Pricing Terms and Conditions ![]() ![]() Toompea Castle today has a combination of Baroque and Neoclassical styles, but the original Medieval structures are still visible, especially around the perimeters. The Teutonic Order became the owners of this site in 1347 and held it throughout the Middle Ages. Reconstruction and improvements were made by the Order of the Brethren of the Sword from 1227 on. Originally built in the 9th century as a fort it was conquered by the Danes in 1219. ![]() Toompea Castle located on Toompea Hill overlooks the picturesque city of Tallinn. ![]() Castles changed throughout the centuries to become the residences for kings and queens, princes and princesses, which has left us with our royal perspective of castles today. Following their victory at the battle of Hastings, the Normans began to construct castles all over England to secure their new lands. They became the standard method of defense after the Norman invasion of England in 1066 led by William the Conqueror. Castles were basically fortresses at first, constructed of wood, and later of stone and brick, with a central hall for meetings and celebrations. Medieval designs of castles vary greatly, not only through each time period but also through the different levels of need in different areas for fortification and defense purposes. Romanesque architecture incorporated a fusion of architectural styles based on classical Roman architecture, influenced greatly by the Carolingian, Byzantine, Ottoman, and Germanic styles as well. The name is derived from the Roman architectural style as it was based on similar, yet modernized, designs and proportions. Medieval architecture in England changed to Romanesque at the beginning of the 11 th century with the beginning of the Norman era. Difficult to upkeep and too small for large congregations, stave churches began giving way around the 12th century to a style already popular in Europe: Romanesque. Interiors of churches were highly decorated with symbols of the cross and depictions of Jesus. Stave churches were simple buildings made from wood with multi-layered roofs and beautifully decorated ornamental entrances–drawing on prior ritual houses. The bottom of the boathouses was packed with stones to secure the earth.ĭuring Medieval times, the greatest religious change took place as Christianity began to overtake the pagan worship of the gods like Thor, Odin, and Freya. Boathouses were usually partially dug into the ground some distance back from the waterline. Viking boathouses were built for houseboats during the long harsh winter when they were not sailing. Harsh winters and salt spray influenced Nordic architecture and buildings were adapted to deal with climatic conditions. This style of architecture originated in the Norwegian countries during Medieval times and is still characteristic of Nordic architecture today. Nordic architecture is known worldwide for its functionality and simplicity. 6.6 What are the main elements of medieval architecture?.6.5 How were medieval buildings constructed?.6.4 What were the most common materials used for constructing buildings in medieval times?.6.3 How did they build castles in Medieval times?.6.2 How long did it take to build a castle in the Middle Ages?.6.1 How long did it take to build a house in medieval times?.4.1 The Church of the Visitation of the Most Blessed Virgin Mary – Warsaw. ![]() ![]() ![]() Another still worked, but when I was replacing the batteries, the holder was fractured in several places but held together mostly by the metal contacts and conductor bits. In one case the light stopped functioning right off, opening the battery compartment the cels and the holder came out in pieces. A couple of the cheaper lights I bought on a whim have failed me after being dropped, cracking or breaking the plastic battery holders. My main complaint regarding the lights that use three or four AAA cells is the durability of the cell holder. ![]() I’ve picked up far more than my fair share of different LED flashlights over the years (it’s practically an addiction) from various sources. I have not done battery runtime tests on the Redline, but the following chart is etched into the flashlight itself for reference: Light Output Reference Chart After careful searching I purchased one on eBay for $27 shipped, and the flashlight came with 3 AAA Duracell batteries included. For only $30 MSRP, the NEBO Redline is great bargain. The Nebo Redline is well-made and projects a tremendous amount of light. The beam was clear and bright with a 2 foot spot at the target. In its wide beam flood light mode the Redline lit up the front yard effectively, and illuminated the tall pines as well. ![]() I was able to light up the stop sign completely. At the corner of my street is a foreclosed home, so I took aim and lit up the windows and porch. My test, although highly unscientific, involved a stop sign 400 feet from my position and pine trees 40-50 feet away across the street. Nebo claims the spot setting can focus on something up to 450 feet away, while its wide flood light setting can illuminate everything within 60 feet. Glow in the Dark Rear Button Illumination Tests The removable rear cap features a luminescent weather-proof button and a magnetic base for hands-free lighting. Nebo doesn’t state the wattage or type of bulb, but upon closer exam it closely resembles a CREE LED. The single LED is recessed and well protected from abuse and accidental damage. The bezel twists smoothly when transitioning from a wide beam to a to tighter spot. The front bezel is tipped with an “aggressive self-defense face” and can be rotated to adjust the focus of the light beam. ![]() The body fits well in my extra large hands, but I found the grips to be somewhat slippery especially in cooler weather with dry hands. The main body features smooth knurling and a machined pattern for secure gripping. The body is well-machined from anodized aircraft-grade aluminum that Nebo says is weather-proof. Nebo mentions that a light beam “above 50 lumens within a 10 yard distance may cause temporary blindness when viewed directly.” Flashlight Body & Switchesįor starters, the Redline specs out at 4-1/2″L x 1-1/2″D and 6.85 ounces. The Redline’s emergency strobe mode can be used for safety lighting, or defensive functions. In SOS mode, the Redline can be hand held or placed on its bezel for stationary use, such as on a roadside or auto’s rooftop. The Redline operates at full power when in SOS and strobe modes. The Redline has five operating modes – three brightness settings as well as emergency strobe and SOS modes. Its lumen output is 220 lumens at full power, with stepped reductions down to 110 lumens at 50% power and 22 lumens at 10%. The light output specs from Nebo’s website were fairly impressive, especially given its low price. ![]() ![]() ![]() ![]() RELATED: How Meditation Can Improve Your Mental Health 3. And if you don’t have time for 10, try 3 breaths. “This can help shift your perspective, the energy in a conversation, or your experience in the moment,” says Bodemer. “This is something that can be done in a grocery store, at a red light, or in the middle of a heated conversation,” she says. Follow a 4-7-8 breathing pattern: Inhale for a count of 4, hold for a count of 7, and then slowly exhale for a count of 8. This is where Bodemer starts with patients, because it’s a good entry-level toe-dip into a mindfulness practice. Mindfulness strategies can also help you stick to a healthy diet, per an August 2017 article in Diabetes Spectrum and get better sleep, according to research published in April 2015 in JAMA Internal Medicine, both of which also factor into helping you maintain a clear, healthy complexion. “Stress management is something I talk a lot about with most of my patients because it ties into the overall inflammatory picture, and can lead to flares of symptoms,” says Dr. Stress can feel like an insidious beast that’s difficult to overcome, but some small daily strategies - in this case mindfulness techniques - can help you more effectively deal with it. RELATED: A Complete Guide to Meditation How to Use Mindfulness at Home to Support Your Skin A study published in November 2016 in the British Journal of Dermatology found that people who practice more mindfulness experience less distress and a better quality of life than those who do not, which suggests it could be worthwhile for dermatologists to teach these types of stress-reduction tools. A review of 27 studies published in October 2019 in the American Journal of Clinical Dermatology involving more than 1,500 participants found that mindfulness was one effective strategy to reduce psoriasis symptoms.Ĭhronic skin conditions can severely impact your mental state, and have been linked to depression, anxiety, and social anxiety. It’s also been shown to improve symptoms in psoriasis, an autoimmune skin condition where skin flares in painful, red, scaly patches, as defined by the National Psoriasis Foundation. A study published in June 2018 in the Journal of Behavioral Medicine showed that mindfulness can help improve wound healing within the first few days. Using mindfulness has been shown to affect skin. The other element is doing this without judgment. Mindfulness is “maintaining a moment-by-moment awareness of our thoughts, feelings, bodily sensations, and surrounding environment,” according to the Greater Good Science Center at the University of California in Berkeley. Now that you understand the role stress plays in skin conditions and aging, you’ll want to know what to do about it. Research Supports the Role of Mindfulness in Skin Health RELATED: How Stress Can Trigger Eczema and How to Avoid a Flare-Up “There are a lot of inflammatory skin conditions made worse by stress, including psoriasis, eczema, and acne,” says Apple Bodemer, MD, a dermatologist at the University of Wisconsin School of Medicine and Public Health in Madison who practices integrative medicine. What’s more, if you’re already dealing with a skin condition, stress can make controlling your symptoms more difficult. “When you live in a chronic state of stress, routinely bathing your body in cortisol, it becomes harder and harder for the skin to repair itself naturally, continue to form healthy collagen and elastin, and deal with damaged areas,” explains Wechsler. Stress can also play a role in speeding signs of aging like lines and wrinkles. The common thread is the corticotropin-releasing hormone (CRH), a hormone involved in the stress response, which is linked to inflammatory conditions, and may play a role in the development of acne, according to past research. If there’s simply too much going on in lives, odds are it’s stress acne,” says Dr. Yet most people don’t make the connection. “Many adults can’t seem to outgrow acne because of stress hormones. That can affect skin in a variety of ways. “Wound healing slows, oil glands go into overdrive, and inflammation takes off,” she explains. “The biggest beauty thief and ager of all time is the stress our minds try to endure day in and day out,” says Amy Wechsler, MD, a board-certified dermatologist and psychiatrist and the author of The Mind-Beauty Connection. But mindfulness isn’t just helpful for stress management: This practice may play into your skin health, too. ![]() In recent years, mindfulness has taken off as a way to reduce stress and boost happiness - particularly over the last year and a half, as people look for small, daily habits they can practice to boost their well-being and reduce the stress of living through the COVID-19 pandemic. ![]() ![]() ![]() It is not a good idea to give up after you have received your purchase. If you use a Target RedCard, items can be returned within 90 days of purchase, or up to 120 days if you use a Target RedCard. If you want to return an item you’ve purchased in a store or online, the return policy at Nordstrom is fairly straightforward. When returning makeup to Nordstrom, make sure you have your receipt with you. If you are not completely satisfied with your purchase, it is always possible to return it from Nordstrom. Customers can either return their online purchases in person or send them to us via mail. It’s important to note that if you made the purchase in-store, you must return it to them. Free returns are available in-store and via mail. If your makeup is in “gently used” condition and you want to return it, you can do so within 90 days of purchase. Where Can I Return Estee Lauder Products? Macy’s Easy Returns Any purchase made online at Macy’s can be returned using Macy’s’ Easy Returns system, which means you can simply print your confirmation page and shipping label, affix the shipping labels, and ship from any UPS location. It will take a long time to get back, as they generally adhere to their policy. Except in rare cases when a manager permits it, they do not permit returns after 90 days. Macy’s typically only allows returns for 90 days, with a few exceptions. If a new or gently used Cosmetic or Fragrance product sold at Macy’s does not meet your needs, you will be able to exchange it for a new or gently used product. If you cancel your order within the shipping or delivery period, you will be charged a cancellation fee. ![]() The items must be in original, saleable condition with the original tags, and they must be returned within the warranty period. International customers are not eligible for free returns. Gift cards, food, gourmet gifts, Beauty Boxes, lamps, wall art, mirrors, furniture, mattresses, and area rugs are not eligible for free returns. Pack your items in a Macy’s packing slip or receipt as well as your original payment method, and then bring them to the store. If you don’t have a receipt, the return will be credited to your Macy’s card as a store credit. Macy’s does not accept returns without a receipt, so be sure to hold onto yours. If you have your receipt, you can return makeup within 30 days of the date of purchase. ![]() |
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